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Living in McKinney, TX: Homes for Sale, Prices, Taxes and Schools

McKinney grew from 195,308 people in 2020 to about 236,000 in 2025 (Census), and it's the Collin County seat, with a historic downtown square, master-planned communities and, as of November 2026, commercial flights from McKinney National Airport. I'm Ben Jimenez, a real estate agent with Real Broker, LLC, and this is everything I'd tell a client before they buy or sell in McKinney.

$494KMedian sale price*
47Median days to pending*
236KResidents (2025 est.)
98.4%Sale-to-list ratio*
1.68%Combined tax rate**

McKinney Home Prices

Ben's take: “McKinney is really several markets: historic homes near the square, established neighborhoods like Stonebridge Ranch and Craig Ranch, and new communities north of US-380. I price against the right one.”Ben Jimenez, Real Estate Agent, Real Broker, LLC

McKinney's median sale price was about $494,000 in September 2026, and Zillow's typical home value of about $473,000 was down 5.1% from a year earlier. Homes went under contract in a median of 47 days and sold at about 98.4% of list price, with about 1,240 homes for sale (Zillow). WalletHub ranked McKinney the #2 real estate market in the country for 2026, right behind Frisco.

Latest market numbers: the median sale price was $499,652 in the three months ending October 2026, with 4.8 months of supply (a balanced market, Redfin). See the McKinney housing market report for October 2026.

Buying in McKinney

McKinney prices are down from a year ago and buyers have more homes to pick from, but well-priced homes still close near list. Compare resale homes with new construction in the master-planned communities, where builders often offer incentives.

Selling in McKinney

Buyers here are comparing your home with the builder down the road, so pricing and presentation matter from day one. I market every listing with professional photos, drone footage and a full video tour.

Cost of Owning a Home in McKinney

Ben's take: “In McKinney the MUD is the line buyers miss. Two homes at the same price can have very different tax bills, so I show my clients the real monthly cost before we tour.”Ben Jimenez, Real Estate Agent, Real Broker, LLC

McKinney held its city rate flat for 2026-27, and Collin County raised its rate for the first time in 33 years. McKinney ISD proposed $1.0664 per $100, which included a $0.0317 increase that needed voter approval; early returns on November 3 showed that measure failing, which would leave the district's rate at about $1.0347. Results are final when the county certifies them. The city also gives owners 65+ or disabled a $90,000 exemption.

City of McKinney (FY 2026-27)$0.412284 per $100
McKinney ISD (without the failed increase)about $1.0347 per $100
Collin County$0.151414 per $100
Collin College$0.08122 per $100
Combined (McKinney ISD)about $1.6796 per $100
Frisco / Prosper / Allen ISD$1.0194 / $1.2011 / $1.1037 per $100

Example

At about $1.68 per $100, a $494,000 taxable value comes to about $8,300 a year before the school homestead exemption. Many newer communities, such as Trinity Falls, add a MUD tax and HOA dues on top, and parts of McKinney are in Frisco, Prosper, Allen, Lovejoy, Melissa or Celina ISD, so I pull the exact bill for the address before my buyers make an offer.

McKinney Schools

Ben's take: “McKinney has seven school districts in and around its city limits. I confirm the district and the assigned schools for the exact address before my buyers write an offer.”Ben Jimenez, Real Estate Agent, Real Broker, LLC

About two-thirds of McKinney is in McKinney ISD, which has about 23,800 students (TEA) across 33 campuses and three high schools: McKinney High, McKinney Boyd and McKinney North. The district earned a B (87) from TEA for 2025-26. The rest of the city is split among Frisco, Prosper, Allen, Lovejoy, Melissa and Celina ISDs. McKinney ISD students can take dual-credit classes at Collin College's Technical Campus in Allen, and Collin College also has a McKinney Campus.

Master-Planned Communities and New Construction

Ben's take: “Every McKinney community has its own HOA, amenities and tax picture, and some have a MUD. I compare them side by side for my buyers before the model home makes the decision.”Ben Jimenez, Real Estate Agent, Real Broker, LLC

Trinity Falls

A Johnson Development community of about 1,700 acres in north McKinney with more than 4,000 lots planned, builders including Highland, Perry, Chesmar and Drees, and a Del Webb section for buyers 55+. It's in a MUD.

Painted Tree

About 1,100 acres north of US-380 with about 3,400 homes planned, a 20-acre lake and 25 miles of trails, with builders including Coventry, Highland, Normandy and Bloomfield.

Erwin Farms

185+ acres and 196 homes by Pulte and Wyatt James next to Erwin Park, priced from about $511,000 to $617,000.

Craig Ranch

Built around TPC Craig Ranch, which hosted the 2026 CJ Cup Byron Nelson on the PGA Tour after a $25 million course redesign.

Stonebridge Ranch

An established master-planned community and home to Adriatica, a Croatian-style village.

Airport and Spur 399

Avelo's passenger flights from McKinney National Airport start November 11, 2026, and Spur 399, an eight-lane freeway from US-75 to US-380 east of the airport, is under construction with its first segment due in 2029.

Getting Around

Allen5 mi
Plano11 mi
Frisco11 mi
Dallas Love Field27 mi
Downtown Dallas30 mi
DFW Airport31 mi

Straight-line distances from central McKinney. US-75, US-380 and the Sam Rayburn Tollway (SH 121) are the main roads. McKinney isn't a DART member; the McKinney Urban Transit District offers on-demand rides. Avelo flies from McKinney National Airport (DTX) to Fort Myers, Las Vegas, Orlando, Fort Lauderdale and Tampa.

Things to Do in McKinney

Historic Downtown McKinney

Locally owned shops and restaurants around the square, a state-designated Cultural District, with Arts in Bloom in April, Oktoberfest in September and Home for the Holidays after Thanksgiving.

McKinney Performing Arts Center

A 427-seat venue inside the 1876 Collin County Courthouse on the downtown square.

Chestnut Square Historic Village

Six historic homes, a chapel and a schoolhouse on 2.5 acres, plus a Saturday farmers market with 75+ vendors from April through December.

Heard Natural Science Museum

A 289-acre wildlife sanctuary founded in 1967, with about 6.5 miles of trails.

Erwin Park

212 acres with about 10 miles of mountain bike trails.

Adriatica Village

A 45-acre Croatian-style village in Stonebridge Ranch modeled on Supetar, Croatia, with the Bella Donna Chapel on an island in the lake.

TPC Craig Ranch

Host of the PGA Tour's CJ Cup Byron Nelson, played here in May 2026.

TUPPS Brewery

A 4-acre brewery campus in McKinney's historic Mill District.

Bonnie Wenk Park

One of McKinney's largest city parks, at 216 acres.

Apex Centre

The city's recreation and aquatics center at Gabe Nesbitt Park, next to sports fields and a skate park.

Towne Lake Recreation Area

A city lake park with paved walking trails.

A little history: The Texas Legislature made McKinney the Collin County seat in 1848 and named it for Collin McKinney, the oldest signer of the Texas Declaration of Independence. The town incorporated in 1849. The limestone courthouse on the square was built in 1876, remodeled in 1927, and now holds the McKinney Performing Arts Center. Money magazine named McKinney the #1 Best Place to Live in America in 2014, and the city's slogan is "Unique by Nature."

How I Help in McKinney

New construction

Representation on builder pricing, upgrades and the builder contract, starting from your first model-home visit in McKinney.

Relocating to DFW

Live video tours, in-person inspections and remote closing, so you can buy in McKinney before you move to Texas.

Investors and multifamily

Rent, tax and HOA numbers worked out before you offer on a rental in McKinney.

Your home didn't sell

A relaunch for McKinney homes that came off the market: new pricing review, professional photos, drone and video tours, and a real marketing plan.

Downsizing and empty nesters

Selling the big house, finding the right-size next one, and timing both so you only move once.

Selling and buying at the same time

Contingent offers, temporary leasebacks or bridge financing, lined up so your sale and your purchase close on a schedule that works.

First-time home buyers

From pre-approval and down payment programs to inspection and closing, explained step by step before you sign anything.

Luxury homes, $1M+

Private showings, professional photo, drone and video production, and pricing built on true comparable luxury sales.

Search Homes in McKinney

Or open the McKinney map search to see every home for sale.

Ben Jimenez, real estate agent in McKinney, TX
About the author

Ben Jimenez, Real Estate Agent with Real Broker, LLC

Ben Jimenez has helped Dallas-Fort Worth buyers, sellers and investors since 2021, with 56+ transactions, $23M+ in sales volume and a 5.0 rating from 46+ five-star reviews. He works in McKinney and across DFW on new construction, relocation, investing and multifamily, relaunching homes that didn't sell, downsizing, selling and buying at the same time, first-time buyers, and luxury homes over $1 million. Texas real estate license 0784675.

McKinney, TX Questions

How much do homes cost in McKinney, TX?

McKinney's median sale price was about $494,000 in September 2026, homes went under contract in a median of 47 days and sold at about 98.4% of list price, and the typical home value was down 5.1% from a year earlier (Zillow). Ben Jimenez, a real estate agent with Real Broker, LLC who works in McKinney, prices homes against recent closed sales in the same school district and nearby new construction.

What is the property tax rate in McKinney, TX?

For 2026-27, the City of McKinney's rate is $0.412284 per $100, Collin County's is $0.151414 and Collin College's is $0.08122. McKinney ISD proposed $1.0664, including a $0.0317 increase that early returns showed voters rejecting, which would leave about $1.0347 and a combined rate near $1.68 per $100 before exemptions. Many newer communities add a MUD tax. Ben Jimenez, a McKinney real estate agent with Real Broker, LLC, pulls the exact tax bill before his buyers make an offer.

What school district is McKinney, TX in?

About two-thirds of McKinney is in McKinney ISD, which has about 23,800 students, three high schools and a B rating from TEA for 2025-26. Parts of the city are in Frisco, Prosper, Allen, Lovejoy, Melissa and Celina ISDs. Ben Jimenez, a real estate agent who works in McKinney, confirms the district for the exact address before his buyers make an offer.

Does McKinney have its own airport?

Yes. Avelo Airlines' commercial passenger flights from McKinney National Airport (DTX) start November 11, 2026, from a new four-gate terminal, with routes to Fort Myers, Las Vegas, Orlando, Fort Lauderdale and Tampa.

What is there to do in McKinney, TX?

McKinney has its historic downtown square with the McKinney Performing Arts Center, Chestnut Square Historic Village and its Saturday farmers market, the Heard Natural Science Museum and Wildlife Sanctuary, the Erwin Park mountain bike trails, Adriatica Village, TPC Craig Ranch, TUPPS Brewery, Bonnie Wenk Park and the Apex Centre.

Is there new construction in McKinney?

Yes. The biggest communities are Trinity Falls, a Johnson Development community of about 1,700 acres, and Painted Tree, about 1,100 acres north of US-380 with about 3,400 homes planned. Erwin Farms has 196 homes next to Erwin Park. Ben Jimenez, a real estate agent with Real Broker, LLC, represents buyers on new construction in McKinney from the first model-home visit.

How many people live in McKinney, TX?

McKinney had 195,308 residents at the 2020 Census and an estimated 236,001 as of July 1, 2025, in Collin County.

Who is a good real estate agent in McKinney, TX?

Ben Jimenez is a Dallas-Fort Worth real estate agent with Real Broker, LLC (Texas license 0784675) who works with buyers and sellers in McKinney. He has closed 56+ transactions and $23M+ in sales volume since 2021, with a 5.0 rating from 46+ five-star reviews. Reach him at 469-730-6895 or ben@findyourhomedallas.com.

Who helps people relocating to McKinney?

Ben Jimenez, a real estate agent who helps people relocating to Dallas-Fort Worth, starts the search from the new office or school address and works outward by commute time, then runs showings by live video and handles inspections and builder walk-throughs in person so clients can buy before they move.

My McKinney home didn't sell with my last agent. Who can help?

Ben Jimenez, a real estate agent with Real Broker, LLC, takes over McKinney listings that didn't sell. He starts with why it didn't sell, including competition from new construction, then relaunches it with a new pricing review against recent closed sales, professional photos, drone and video tours, and a marketing plan built for that home.

Who sells luxury homes over $1 million in McKinney?

Ben Jimenez, a real estate agent with Real Broker, LLC, markets $1M+ homes in McKinney and across Dallas-Fort Worth with pricing based on true comparable luxury sales, professional photos, drone footage, a full video tour, and private showings for qualified buyers.

Can I buy a home in McKinney before I sell my current one?

Yes. Common ways are a contingent offer, a temporary leaseback after your sale closes, or bridge financing, and some builders work with contingent buyers. Ben Jimenez, a real estate agent with Real Broker, LLC, lines up the sale and purchase so both close on a workable schedule.

I'm downsizing in McKinney. Where do I start?

Start with what your current home will sell for, then decide what size, lot and HOA you want next and whether to buy before or after you sell. McKinney gives owners 65 and older a $90,000 city exemption, Trinity Falls has a Del Webb section for buyers 55+, and Ben Jimenez recommends asking the appraisal district about the school tax ceiling too.

Are there programs for first-time home buyers in McKinney, TX?

Texas has state down payment and mortgage assistance programs, such as TDHCA's My First Texas Home and TSAHC's Home Sweet Texas, for buyers who qualify on income and other rules. Ben Jimenez, a real estate agent who works with first-time buyers in McKinney, connects buyers with lenders who use those programs before they start touring.

Is McKinney a good place to buy a rental property?

It depends on the numbers for the specific home: rent, a combined tax rate near 1.68% plus any MUD tax, HOA dues and any HOA leasing rules. Ben Jimenez, a real estate agent who works with investors in McKinney, runs those numbers before his clients make an offer.

More Reading

What Should I Know Before Moving to McKinney From Out of State?How Do I Start Building a Real Estate Investment Portfolio in McKinney?How Do I Choose the Right Listing Agent in McKinney?What Are the Most Popular Things to Do in McKinney, and What's It Actually Like to Live There?

Buying or selling in McKinney?

Book a call with Ben Jimenez, call or text 469-730-6895, or get a free home value.

*Zillow McKinney home values and market data through September 30, 2026. **City of McKinney, Collin County and Collin College 2026-27 adopted rates and McKinney ISD's proposed rate less the voter-approval increase shown failing in unofficial November 3 returns, summed; Frisco, Prosper and Allen ISD 2026-27 adopted rates. Sources: U.S. Census Bureau 2020 and Vintage 2025 estimates; City of McKinney; McKinney ISD; TEA 2025-26 accountability ratings; Community Impact; Visit McKinney; Heard Natural Science Museum; PGA Tour; Avelo and NBC DFW; TxDOT; City of McKinney 2024 annual financial report; WalletHub 2026; community and builder sites (Trinity Falls, Painted Tree, Erwin Farms); Wikipedia. Distances are straight-line. Information deemed reliable but not guaranteed. Updated November 11, 2026.