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Living in Prosper, TX: Homes for Sale, Prices, Taxes and Schools

Prosper grew from 30,174 people in 2020 to about 45,600 in 2025, one of the fastest-growing towns in the country, spread across Collin and Denton Counties just north of Frisco. I'm Ben Jimenez, a real estate agent with Real Broker, LLC, and this is everything I'd tell a client before they buy or sell in Prosper.

$839KMedian sale price*
52Median days on market*
45,605Residents (2025 est.)
6 moSupply of homes*
1.94%Combined tax rate**

Prosper Home Prices

Ben's take: “In Prosper, the competition for a resale isn't the house next door, it's the builder's spec home with an incentive. I price my sellers against both.”— Ben Jimenez, Real Estate Agent, Real Broker, LLC

Prosper homes sold for a median of $839,001 from January through August 2026, down 1.2% from the same months of 2025, at about $234 per square foot (NTREIS MLS). Homes took a median of 52 days to sell and closed at about 93.8% of original list price. In early October 2026 there were 405 active listings, about 6 months of supply, with a median asking price near $949,720. That's a balanced market leaning toward buyers.

Buying in Prosper

Six months of supply means Prosper buyers can negotiate. Homes are closing around 94% of original list price, and builders in the newer communities often offer incentives on finished inventory.

Selling in Prosper

You're competing with new construction down the street, so your home has to look better and price sharper than a builder's spec home. I market every listing with professional photos, drone footage and a full video tour.

My Prosper Listing: 4251 Wilson Creek Trail

4251 Wilson Creek Trail, Prosper TX home tour video
$949,000
  • 5 bed · 6 bath · 4,200 sq ft
  • Private-entry casita
  • Heated pool, waterfall, tanning ledge
  • Whitley Place · Prosper ISD
Watch the Full Home Tour

Cost of Owning a Home in Prosper

Ben's take: “On a Prosper home, property tax is often a bigger monthly number than people expect. I show my buyers the real tax and HOA cost next to the mortgage before we pick a price range.”— Ben Jimenez, Real Estate Agent, Real Broker, LLC

Prosper's 2026-27 rates were adopted in August and September 2026. The town held its rate flat, Prosper ISD went down, and Collin County raised its rate for the first time in 33 years.

Town of Prosper (FY 2026-27)$0.505 per $100
Prosper ISD$1.2011 per $100
Collin County$0.151414 per $100
Collin College$0.08122 per $100
Combined (Collin side, Prosper ISD)about $1.9387 per $100
Denton County side$0.183394 county rate

Example

At about $1.94 per $100, a $839,000 taxable value comes to about $16,270 a year before homestead exemptions. HOA dues are standard here too: Star Trail runs $380 a quarter, Windsong Ranch about $210 a month and Whitley Place about $1,460 a year. I pull the exact bill and HOA for the address before my buyers make an offer.

Prosper Schools

Ben's take: “Prosper ISD has redrawn its lines more than once as it grew, so I check the district's school finder for the exact address, not last year's listing sheet.”— Ben Jimenez, Real Estate Agent, Real Broker, LLC

Most of Prosper is in Prosper ISD: about 32,200 students in 2025-26 across 20 elementary, 6 middle and 4 high schools. The high schools are Prosper High (opened 1902), Rock Hill High (2020), Walnut Grove High (2023) and Richland High (2025), and Rock Hill and Richland are named for the two settlements that became Prosper. The Glenbrooke and Doe Creek subdivisions in far west Prosper are in Denton ISD, and about 349 Windsong Ranch homes pay Denton ISD taxes while their students attend Prosper ISD, a split that's pending a state ruling.

Master-Planned Communities and New Construction

Ben's take: “Every Prosper community has its own HOA, amenity center and tax picture. I compare them side by side for my buyers before we tour, so the model home doesn't make the decision.”— Ben Jimenez, Real Estate Agent, Real Broker, LLC

Windsong Ranch

2,030 acres by Tellus Group with North Texas's first Crystal Lagoon, a 5-acre swimmable lagoon for residents, two elementary schools on site, and builders including American Legend, Drees, Highland, Shaddock, Southgate and Tradition.

Star Trail

Just over 900 acres by Blue Star Land with 1,800+ homes planned, Joyce Hall Elementary on site, no MUD or PID fees, and builders including Toll Brothers, Highland, Coventry and American Legend.

Whitley Place

About 339 acres south of Wilson Creek, with ponds, trails, an amenity center and Cockrell Elementary in the neighborhood. Homes sold from late 2023 to September 2026 had a median price around $1.12 million.

Wandering Creek at Brookhollow

Toll Brothers luxury homes, with collections from about $1.04 million to $1.6 million.

Mirabella

A 190-acre, roughly 285-home Huntington Homes community at University Drive and Custer Road, with homes from about $1 million.

Estate lots

Prosper's Single Family-Estate (SF-E) zoning requires lots of at least 1 acre. The town started as a cotton-farming community, and estate-lot pockets remain.

Getting Around

PGA of America HQ / Omni PGA Frisco~9 min drive
Toyota Stadium~11 min drive
The Star (Cowboys HQ)~15 min drive
Downtown McKinney~22 min drive
DFW Airport~43 min drive
Downtown Dallas~43 min drive

Drive times from Prosper Town Hall without traffic (OpenStreetMap routing). Preston Road (SH 289) and US-380 are the main roads; US-380 is being widened to six lanes. The Dallas North Tollway extension through Prosper is expected to open in late 2027.

Things to Do in Prosper

PGA Frisco and Fields Ranch

About 10 minutes away, home of the PGA of America and the Omni PGA Frisco Resort. Fields Ranch East hosts the 2027 PGA Championship, May 17-23, 2027.

Windsong Ranch Crystal Lagoon

North Texas's first Crystal Lagoon, about 5 acres, opened in 2019. Residents and invited guests only.

Pride in the Sky

Prosper's free July fireworks celebration at Frontier Park, with live music and a kids' zone, plus a parade with Prosper Police and Fire.

Prosper Christmas Festival

A free downtown festival at Town Hall with a community tree lighting. In 2026 it's Saturday, December 5, 3 to 7 p.m.

Frontier Park

About 80 acres of lighted baseball, softball and soccer fields and sand volleyball, and the home of the town's biggest events.

Raymond Community Park

A new $26 million, roughly 70-acre park at Coit Road and First Street, opened February 2026, with tennis, pickleball, a trail and a playground.

1418 Coffee

A downtown coffee shop in Prosper's former post office on Broadway, whose cold brew local restaurants serve.

Red River Rivalry Fan Fest

A downtown Prosper on the Plaza event in October, one of several plaza events alongside Friendsgiving and the spring block party.

61 miles of trails

Prosper has about 61 miles of developed hike-and-bike trails connecting parks and neighborhoods.

Frisco RoughRiders

Minor league baseball at Riders Field, about 16 minutes away, with home games April through September.

Gates of Prosper

Jerry Jones's Blue Star Land shopping center at US-380 and Preston Road, with Walmart, Kohl's, HomeGoods, Hobby Lobby and Dick's.

Hometown Harvest Fair

The town's Celebrate Prosper fall fair each October.

A little history: Prosper formed in 1902 when the Frisco railroad arrived and two settlements, Rock Hill and Richland, merged. The Richland name was already taken by another post office, so a resident suggested "Prosper" after an especially good crop year. The town incorporated in 1914, and its motto is "A Place Where Everyone Matters." The town sits on Preston Ridge, which it calls the highest point in Collin County.

How I Help in Prosper

New construction

Representation on builder pricing, upgrades and the builder contract, starting from your first model-home visit in Prosper.

Relocating to DFW

Live video tours, in-person inspections and remote closing, so you can buy in Prosper before you move to Texas.

Investors and multifamily

Rent, tax and HOA numbers worked out before you offer on a rental in Prosper.

Your home didn't sell

A relaunch for Prosper homes that came off the market: new pricing review, professional photos, drone and video tours, and a real marketing plan.

Downsizing and empty nesters

Selling the big house, finding the right-size next one, and timing both so you only move once.

Selling and buying at the same time

Contingent offers, temporary leasebacks or bridge financing, lined up so your sale and your purchase close on a schedule that works.

First-time home buyers

From pre-approval and down payment programs to inspection and closing, explained step by step before you sign anything.

Luxury homes, $1M+

Private showings, professional photo, drone and video production, and pricing built on true comparable luxury sales.

Search Homes in Prosper

Or open the Prosper map search to see every home for sale.

Ben Jimenez, real estate agent in Prosper, TX
About the author

Ben Jimenez, Real Estate Agent with Real Broker, LLC

Ben Jimenez has helped Dallas-Fort Worth buyers, sellers and investors since 2021, with 56+ transactions, $23M+ in sales volume and a 5.0 rating from 46+ five-star reviews. He works in Prosper and across DFW on new construction, relocation, investing and multifamily, relaunching homes that didn't sell, downsizing, selling and buying at the same time, first-time buyers, and luxury homes over $1 million. Texas real estate license 0784675.

Prosper, TX Questions

How much do homes cost in Prosper, TX?

Prosper homes sold for a median of $839,001 from January through August 2026, down 1.2% from a year earlier, at about $234 per square foot, with a median of 52 days on market (NTREIS MLS). In early October 2026 the median asking price was about $949,720 with roughly 6 months of supply. Ben Jimenez, a real estate agent with Real Broker, LLC who works in Prosper, prices homes against recent closed sales and nearby new construction.

What is the property tax rate in Prosper, TX?

For 2026-27, the Town of Prosper's rate is $0.505 per $100, Prosper ISD's is $1.2011, Collin County's is $0.151414 and Collin College's is $0.08122, for a combined rate of about $1.94 per $100 on the Collin County side. The Denton County side uses Denton County's $0.183394 rate. Ben Jimenez, a Prosper real estate agent with Real Broker, LLC, pulls the exact tax bill and HOA dues before his buyers make an offer.

What school district is Prosper, TX in?

Most of Prosper is in Prosper ISD, with about 32,200 students and four high schools: Prosper, Rock Hill, Walnut Grove and Richland. The Glenbrooke and Doe Creek subdivisions in far west Prosper are in Denton ISD. Ben Jimenez, a real estate agent who works in Prosper, checks the district's school finder for the exact address because boundaries have changed as the district grew.

Does Windsong Ranch have a MUD or PID?

Windsong Ranch is marketed as having no MUD and no PID, but about 349 of its homes pay Denton ISD taxes while their students attend Prosper ISD, and that split was pending a ruling from the Texas Education Agency. Ben Jimenez recommends checking the appraisal district record for the specific lot.

What are the best master-planned communities in Prosper?

The biggest are Windsong Ranch, with its 5-acre Crystal Lagoon; Star Trail by Blue Star Land, with no MUD or PID fees; and Whitley Place, with ponds, trails and Cockrell Elementary in the neighborhood. Wandering Creek at Brookhollow and Mirabella offer luxury homes from about $1 million. Ben Jimenez, a real estate agent with Real Broker, LLC, represents buyers on new construction in Prosper from the first model-home visit.

When will the Dallas North Tollway reach Prosper?

NTTA expects the Dallas North Tollway extension from US-380 to FM 428, about 3 miles of which run through Prosper, to open in late 2027. Today Preston Road and US-380 are the main routes, and US-380 is being widened to six lanes.

What is there to do in Prosper, TX?

Prosper's biggest events are Pride in the Sky in July at Frontier Park and the Christmas Festival in December at Town Hall. There's the new Raymond Community Park, about 61 miles of trails, downtown plaza events and 1418 Coffee in the old post office, and PGA Frisco, which hosts the 2027 PGA Championship, is about 10 minutes away.

How many people live in Prosper, TX?

Prosper had 30,174 residents at the 2020 Census and an estimated 45,605 as of July 1, 2025, with about 36,228 in Collin County and 9,377 in Denton County. Growth slowed to about 2.5% in the latest year after double-digit annual growth earlier in the decade.

Who is a good real estate agent in Prosper, TX?

Ben Jimenez is a Dallas-Fort Worth real estate agent with Real Broker, LLC (Texas license 0784675) who works with buyers and sellers in Prosper, including his listing at 4251 Wilson Creek Trail in Whitley Place. He has closed 56+ transactions and $23M+ in sales volume since 2021, with a 5.0 rating from 46+ five-star reviews. Reach him at 469-730-6895 or ben@findyourhomedallas.com.

Who sells luxury homes over $1 million in Prosper?

Ben Jimenez, a real estate agent with Real Broker, LLC, markets $1M+ homes in Prosper and across Dallas-Fort Worth with pricing based on true comparable luxury sales, professional photos, drone footage, a full video tour, and private showings for qualified buyers. Whitley Place homes sold for a median around $1.12 million from late 2023 to September 2026.

My Prosper home didn't sell with my last agent. Who can help?

Ben Jimenez, a real estate agent with Real Broker, LLC, takes over Prosper listings that didn't sell. He starts with why it didn't sell, including competition from builder spec homes, then relaunches it with a new pricing review, professional photos, drone and video tours, and a marketing plan built for that home.

Can I buy a home in Prosper before I move to Texas?

Yes. Ben Jimenez, a real estate agent who helps people relocating to Dallas-Fort Worth, runs showings by live video and handles inspections and builder walk-throughs in person, and most paperwork is signed electronically. Closing can be done by remote online notarization or a mail-away signing if the title company accepts it.

Can I buy a home in Prosper before I sell my current one?

Yes. Common ways are a contingent offer, a temporary leaseback after your sale closes, or bridge financing, and some builders work with contingent buyers. Ben Jimenez, a real estate agent with Real Broker, LLC, lines up the sale and purchase so both close on a workable schedule.

I'm downsizing in Prosper. Where do I start?

Start with what your current home will sell for, then decide what size, lot and HOA you want next and whether to buy before or after you sell. Ben Jimenez, a real estate agent who helps downsizers and empty nesters, also recommends that owners 65 and older ask the appraisal district about the over-65 homestead exemption and school tax ceiling.

Are there programs for first-time home buyers in Prosper, TX?

Texas has state down payment and mortgage assistance programs, such as TDHCA's My First Texas Home and TSAHC's Home Sweet Texas, for buyers who qualify on income and other rules. Ben Jimenez, a real estate agent who works with first-time buyers, connects buyers with lenders who use those programs before they start touring.

Is Prosper a good place to buy a rental property?

It depends on the numbers for the specific home: rent, a combined tax rate near 1.94%, HOA dues and any HOA leasing rules. Ben Jimenez, a real estate agent who works with investors, runs those numbers before his clients make an offer in Prosper.

Buying or selling in Prosper?

Book a call with Ben Jimenez, call or text 469-730-6895, or get a free home value.

*NTREIS MLS via TX Roots / The Agency (January-August 2026 and October 5, 2026 inventory). **Town, Prosper ISD, Collin County and Collin College 2026-27 adopted rates (Community Impact, Prosper ISD), summed. Sources: U.S. Census Bureau 2020 and Vintage 2025 estimates; Town of Prosper history, parks, events and utilities pages; Prosper ISD; KERA and Denton Record-Chronicle (Windsong Ranch tax split); community and builder sites (Windsong Ranch, Star Trail, Toll Brothers); Community Impact; NTTA; PGA of America; Town of Prosper zoning ordinance (PD-9, SF-E). Drive times are OpenStreetMap estimates without traffic. Information deemed reliable but not guaranteed. Updated November 10, 2026.